{"id":2125,"date":"2025-05-12T09:27:21","date_gmt":"2025-05-12T07:27:21","guid":{"rendered":"https:\/\/monteroaramburu-stg.servidortemporal.net\/areas\/seguros\/"},"modified":"2025-09-09T18:53:03","modified_gmt":"2025-09-09T16:53:03","slug":"insurance","status":"publish","type":"areas","link":"https:\/\/www.monteroaramburugva.com\/en\/areas\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"\r\r
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INSURANCE<\/p>\n<\/div>\r <\/div>\r

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We provide advice and intervene in the different jurisdictional orders in which disputes related to civil and criminal liabilities arising from the multiple behaviours that generate compensation for damages are substantiated; all this representing the interests of both the insurance companies and those insured by them, advising on the most suitable legal strategy in each case. We advise public and private organisations outside the sector, but in need of help in this area, providing them with concrete and effective solutions to the issues they present us with. All of this, derived from our extensive experience in the sector and a specialised team of professionals, allows us to provide the best service to our clients.<\/p>\n<\/div>\r \r Corporate dossier<\/span>\r <\/span>\r <\/a>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r<\/div>\r\n\n\r\r

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Our services<\/p>\n<\/div>\r <\/div>\r

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In civil law<\/p>\n<\/span>\r <\/div>\r <\/div>\r

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Procedures and formalities<\/p>\n<\/div>\r <\/div>\r

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  • Locating and monitoring, with or without judicial \u00a0or administrative proceedings, dealings \u00a0with the Spanish Civil Guard (Guardia Civil<\/em>), local or regional Police, assistance with public bodies, filing of pleadings, assistance to the insured, full acceptance of counterclaims, waiver of counterclaims before the reply, service and completion of letters rogatory, acts of judicial waiver not linked to the original proceedings, notarial waiver, issuance of legal opinion report by a lawyer.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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    Management of reasoned offers of compensation<\/p>\n<\/div>\r <\/div>\r

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      \n
    • Judicial and extrajudicial actions relating to the management of reasoned offers of compensation, including judicial consignment by means of voluntary jurisdiction proceedings. In particular, it includes: study of the necessary documentary or expert background and calculation of the compensation object of the offer or consignment, formalisation and transfer of the offer to the injured party or his representative, complete management of the judicial consignment files including the appeals derived from the same, formalisation of the payment, and any other necessary or appropriate \u00a0action for the resolution of the payment or consignment.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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      Declaratory judgements – Verbal and ordinary<\/p>\n<\/div>\r <\/div>\r

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      • Complete processing. Includes initial advice, assessment of the file and guidance on the viability of the legal proceedings. Preparation and presentation of the claim, including the processing and monitoring of the procedure until the judgement is issued. After the judgement is issued, we will handle \u00a0its collection, analysis and report. In the event of obtaining a favourable judgement, we will carry out all the necessary actions for its execution, ensuring that your rights are fully protected.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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        Acts of conciliation and preliminary diligences or proceedings of voluntary jurisdiction.<\/p>\n<\/div>\r <\/div>\r

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          \n
        • Alternative dispute resolution. Complete processing of the preliminary proceedings prior to the filing of a declaratory procedure, \u00a0aware of the importance of these procedures in the present and future after the entry into force of Organic Law 1\/2025, of 2 January, on measures regarding the efficiency of the Public Justice Service.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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          Eviction process<\/p>\n<\/div>\r <\/div>\r

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            \n
          • We handle the entire eviction process, from the filing of the lawsuit to the recovery of possession of the property. This includes the action for claiming rent and the complete execution of the judgement, ensuring that the client’s rights are protected at all times.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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            Order for payment<\/p>\n<\/div>\r <\/div>\r

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            • In cases of overdue and uncollected debts, we manage the payment order procedure, presenting the claim before the court and seeking a quick and efficient resolution for the recovery of the debt.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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              Enforcement of judgments<\/p>\n<\/div>\r <\/div>\r

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              • We arrange all the necessary actions to be taken for the enforcement of favourable rulings, proactively monitoring compliance with them.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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                Appeals at second instance<\/p>\n<\/div>\r <\/div>\r

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                  \n
                • We manage the filing of appeals before higher courts after review of the notified decision, carrying out a feasibility report on the risks and chances of success of filing the writ of review.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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                  Recoveries<\/p>\n<\/div>\r <\/div>\r

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                    \n
                  • It includes amicable claim actions up to the maximum period established by the company, guaranteeing maximum proactivity and agility to ensure the success of the recovery, with special focus and monitoring being placed on telephone call management. Thus, from the first call, the debtor\u2019s situation is gauged \u00a0to assess the decision-making process of whether to continue with the amicable claim or directly take legal action.<\/li>\n
                  • Once the deadline established for this first phase has expired, the opportunities and the decision to initiate a legal claim are analysed. This decision will be accompanied by a brief report ontaking the case to court , identifying the extrajudicial steps taken, the reasons for taking the case to court and the legal feasibility.<\/li>\n
                  • Once the amicable claim phase has been completed, and after the viability report has been issued, if it is deemed viable the claim,will be filed.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r
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                    In criminal law<\/p>\n<\/span>\r <\/div>\r <\/div>\r

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                    Procedures and formalities<\/p>\n<\/div>\r <\/div>\r

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                      \n
                    • Locating and monitoring, with or without judicial or administrative proceedings, dealings with the Guardia Civil<\/em>, local or regional Police, assistance with public bodies, filing of pleadings, assistance to the insured, full acceptance of opposing claims, withdrawal of opposing claims before the reply, diligence and completion of letters rogatory, acts of judicial waiver not linked to the original proceedings, notarial waiver, issuance of legal opinion report by a lawyer. We study and draw up complaints or lawsuits, and we also prepare and discuss the order determining maximum recoverable amountof the claim.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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                      Speedy trial. Complete procedure<\/p>\n<\/div>\r <\/div>\r

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                        \n
                      • Set of actions relating to this type of criminal procedure finalised by sentence or settlement. It includes the complete processing of the execution of the sentence.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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                        Minor offence<\/p>\n<\/div>\r <\/div>\r

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                          \n
                        • Complete processing of this type of proceedings, the final resolution of which is produced with the sentence issued after the oral hearing or trial.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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                          \r

                          Abbreviated procedure<\/p>\n<\/div>\r <\/div>\r

                          \r
                            \n
                          • Complete processing of these types of proceedings, the final resolution of which is produced with the sentence issued after the oral hearing or trial.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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                            Comprehensive amicable management of interest and costs after judgement<\/p>\n<\/div>\r <\/div>\r

                            \r
                              \n
                            • Set of actions referred to the comprehensive management by the lawyer, after a final judgment, to reach an agreement that avoids the settlement of interest and the assessment of costs in the enforcement venue.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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                              Defence or bringing an action<\/p>\n<\/div>\r <\/div>\r

                              \r
                                \n
                              • The set of actions taken for the lodging or contesting of a subsequent appeal at any instance.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r
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                                In administrative law<\/p>\n<\/span>\r <\/div>\r <\/div>\r

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                                Steps and formalities<\/p>\n<\/div>\r <\/div>\r

                                \r
                                  \n
                                • The location and monitoring, with or without judicial or administrative proceedings, dealings with the Guardia Civil, local or regional Police, assistance with public bodies, the presentation of written documents, assistance to the insured. We also include the study and intervention in traffic sanctioning proceedings.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                  \r
                                  \r

                                  Tax procedures<\/p>\n<\/div>\r <\/div>\r

                                  \r
                                    \n
                                  • Study and analysis of sanctioning procedures in tax matters, including advice to the client and the necessary steps for the processing of the proceedings opened against the insured. Including economic-administrative claims.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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                                    Administrative complaints<\/p>\n<\/div>\r <\/div>\r

                                    \r
                                      \n
                                    • Complete processing. <\/strong>Set of actions related to this type of procedure, which includes advice to the insured party, viability study, presentation and follow-up of the patrimonial claim prior to the initiation of legal action, before the corresponding public body.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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                                      \r

                                      Contentious-administrative appeals abbreviated and ordinary proceedings<\/p>\n<\/div>\r <\/div>\r

                                      \r
                                        \n
                                      • Complete processing. <\/strong>Complete handling of these types of proceedings, including attendance at the trial until sentencing.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
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                                        \r

                                        Defence or appeal at second instance<\/p>\n<\/div>\r <\/div>\r

                                        \r
                                          \n
                                        • The set of actions taken for the lodging or contesting of a subsequent appeal at any instance.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r
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                                          Procedures and formalities<\/p>\n<\/div>\r <\/div>\r

                                          \r
                                            \n
                                          • Locating and monitoring, with or without judicial \u00a0or administrative proceedings, dealings \u00a0with the Spanish Civil Guard (Guardia Civil<\/em>), local or regional Police, assistance with public bodies, filing of pleadings, assistance to the insured, full acceptance of counterclaims, waiver of counterclaims before the reply, service and completion of letters rogatory, acts of judicial waiver not linked to the original proceedings, notarial waiver, issuance of legal opinion report by a lawyer.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                            \r
                                            \r

                                            Management of reasoned offers of compensation<\/p>\n<\/div>\r <\/div>\r

                                            \r
                                              \n
                                            • Judicial and extrajudicial actions relating to the management of reasoned offers of compensation, including judicial consignment by means of voluntary jurisdiction proceedings. In particular, it includes: study of the necessary documentary or expert background and calculation of the compensation object of the offer or consignment, formalisation and transfer of the offer to the injured party or his representative, complete management of the judicial consignment files including the appeals derived from the same, formalisation of the payment, and any other necessary or appropriate \u00a0action for the resolution of the payment or consignment.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                              \r
                                              \r

                                              Declaratory judgements – Verbal and ordinary<\/p>\n<\/div>\r <\/div>\r

                                              \r
                                                \n
                                              • Complete processing. Includes initial advice, assessment of the file and guidance on the viability of the legal proceedings. Preparation and presentation of the claim, including the processing and monitoring of the procedure until the judgement is issued. After the judgement is issued, we will handle \u00a0its collection, analysis and report. In the event of obtaining a favourable judgement, we will carry out all the necessary actions for its execution, ensuring that your rights are fully protected.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                \r
                                                \r

                                                Acts of conciliation and preliminary diligences or proceedings of voluntary jurisdiction.<\/p>\n<\/div>\r <\/div>\r

                                                \r
                                                  \n
                                                • Alternative dispute resolution. Complete processing of the preliminary proceedings prior to the filing of a declaratory procedure, \u00a0aware of the importance of these procedures in the present and future after the entry into force of Organic Law 1\/2025, of 2 January, on measures regarding the efficiency of the Public Justice Service.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                  \r
                                                  \r

                                                  Eviction process<\/p>\n<\/div>\r <\/div>\r

                                                  \r
                                                    \n
                                                  • We handle the entire eviction process, from the filing of the lawsuit to the recovery of possession of the property. This includes the action for claiming rent and the complete execution of the judgement, ensuring that the client’s rights are protected at all times.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                    \r
                                                    \r

                                                    Order for payment<\/p>\n<\/div>\r <\/div>\r

                                                    \r
                                                      \n
                                                    • In cases of overdue and uncollected debts, we manage the payment order procedure, presenting the claim before the court and seeking a quick and efficient resolution for the recovery of the debt.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                      \r
                                                      \r

                                                      Enforcement of judgments<\/p>\n<\/div>\r <\/div>\r

                                                      \r
                                                        \n
                                                      • We arrange all the necessary actions to be taken for the enforcement of favourable rulings, proactively monitoring compliance with them.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                        \r
                                                        \r

                                                        Appeals at second instance<\/p>\n<\/div>\r <\/div>\r

                                                        \r
                                                          \n
                                                        • We manage the filing of appeals before higher courts after review of the notified decision, carrying out a feasibility report on the risks and chances of success of filing the writ of review.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                          \r
                                                          \r

                                                          Recoveries<\/p>\n<\/div>\r <\/div>\r

                                                          \r
                                                            \n
                                                          • It includes amicable claim actions up to the maximum period established by the company, guaranteeing maximum proactivity and agility to ensure the success of the recovery, with special focus and monitoring being placed on telephone call management. Thus, from the first call, the debtor\u2019s situation is gauged \u00a0to assess the decision-making process of whether to continue with the amicable claim or directly take legal action.<\/li>\n
                                                          • Once the deadline established for this first phase has expired, the opportunities and the decision to initiate a legal claim are analysed. This decision will be accompanied by a brief report ontaking the case to court , identifying the extrajudicial steps taken, the reasons for taking the case to court and the legal feasibility.<\/li>\n
                                                          • Once the amicable claim phase has been completed, and after the viability report has been issued, if it is deemed viable the claim,will be filed.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r <\/div>\r \r <\/div>\r
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                                                            \r
                                                            \r

                                                            Procedures and formalities<\/p>\n<\/div>\r <\/div>\r

                                                            \r
                                                              \n
                                                            • Locating and monitoring, with or without judicial or administrative proceedings, dealings with the Guardia Civil<\/em>, local or regional Police, assistance with public bodies, filing of pleadings, assistance to the insured, full acceptance of opposing claims, withdrawal of opposing claims before the reply, diligence and completion of letters rogatory, acts of judicial waiver not linked to the original proceedings, notarial waiver, issuance of legal opinion report by a lawyer. We study and draw up complaints or lawsuits, and we also prepare and discuss the order determining maximum recoverable amountof the claim.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                              \r
                                                              \r

                                                              Speedy trial. Complete procedure<\/p>\n<\/div>\r <\/div>\r

                                                              \r
                                                                \n
                                                              • Set of actions relating to this type of criminal procedure finalised by sentence or settlement. It includes the complete processing of the execution of the sentence.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                                \r
                                                                \r

                                                                Minor offence<\/p>\n<\/div>\r <\/div>\r

                                                                \r
                                                                  \n
                                                                • Complete processing of this type of proceedings, the final resolution of which is produced with the sentence issued after the oral hearing or trial.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                                  \r
                                                                  \r

                                                                  Abbreviated procedure<\/p>\n<\/div>\r <\/div>\r

                                                                  \r
                                                                    \n
                                                                  • Complete processing of these types of proceedings, the final resolution of which is produced with the sentence issued after the oral hearing or trial.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                                    \r
                                                                    \r

                                                                    Comprehensive amicable management of interest and costs after judgement<\/p>\n<\/div>\r <\/div>\r

                                                                    \r
                                                                      \n
                                                                    • Set of actions referred to the comprehensive management by the lawyer, after a final judgment, to reach an agreement that avoids the settlement of interest and the assessment of costs in the enforcement venue.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                                      \r
                                                                      \r

                                                                      Defence or bringing an action<\/p>\n<\/div>\r <\/div>\r

                                                                      \r
                                                                        \n
                                                                      • The set of actions taken for the lodging or contesting of a subsequent appeal at any instance.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r <\/div>\r \r <\/div>\r
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                                                                        \r
                                                                        \r

                                                                        Steps and formalities<\/p>\n<\/div>\r <\/div>\r

                                                                        \r
                                                                          \n
                                                                        • The location and monitoring, with or without judicial or administrative proceedings, dealings with the Guardia Civil, local or regional Police, assistance with public bodies, the presentation of written documents, assistance to the insured. We also include the study and intervention in traffic sanctioning proceedings.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                                          \r
                                                                          \r

                                                                          Tax procedures<\/p>\n<\/div>\r <\/div>\r

                                                                          \r
                                                                            \n
                                                                          • Study and analysis of sanctioning procedures in tax matters, including advice to the client and the necessary steps for the processing of the proceedings opened against the insured. Including economic-administrative claims.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                                            \r
                                                                            \r

                                                                            Administrative complaints<\/p>\n<\/div>\r <\/div>\r

                                                                            \r
                                                                              \n
                                                                            • Complete processing. <\/strong>Set of actions related to this type of procedure, which includes advice to the insured party, viability study, presentation and follow-up of the patrimonial claim prior to the initiation of legal action, before the corresponding public body.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                                              \r
                                                                              \r

                                                                              Contentious-administrative appeals abbreviated and ordinary proceedings<\/p>\n<\/div>\r <\/div>\r

                                                                              \r
                                                                                \n
                                                                              • Complete processing. <\/strong>Complete handling of these types of proceedings, including attendance at the trial until sentencing.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r
                                                                                \r
                                                                                \r

                                                                                Defence or appeal at second instance<\/p>\n<\/div>\r <\/div>\r

                                                                                \r
                                                                                  \n
                                                                                • The set of actions taken for the lodging or contesting of a subsequent appeal at any instance.<\/li>\n<\/ul>\n<\/div>\r <\/div>\r <\/div>\r <\/div>\r \r <\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r <\/div>\r<\/div>\r\n\n\r
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                                                                                  News<\/p>\n<\/div>\r

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